Hernando Beach Properties between $400,000 and $450,000 for Sale

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Newest Hernando Beach Properties between $400,000 and $450,000 for Sale

$449,000

3 Beds ⋅ 2 Baths ⋅ 2260647 MLS

ELEVATED PEACE OF MIND & DIRECT GULF ACCESS! Single-level daily living meets ultimate coastal security in this rare Hernando Beach gem. Perched securely at an impressive 11-foot elevation, this waterfront property came through recent major storms completely untouched with NO storm water damage. Enjoy the incredible convenience of a zero-step front entry for your daily indoor lifestyle, paired with easy step access right down to your private dock. Outside, the massive brick-paver driveway provides abundant parking for your boat trailer, golf cart, or RV. The expansive waterfront paver patio offers plenty of room for outdoor dining, grilling, and relaxing along the deep-water canal. Boaters will love having direct Gulf access right from the backyard, opening the door to world-class fishing, scalloping, and island hopping throughout Florida's beautiful Nature Coast. Explore the crystal-clear Weeki Wachee River, nearby natural springs, local waterfront dining, and nature preserves just minutes away. Plus, enjoy convenient highway access to the greater Tampa Bay area, international airports, plus all the culture, entertainment, professional sporting events & cruise ship terminals, not to mention all the one-tank theme park day trips. Whether you are searching for a full-time residence, retirement retreat, seasonal waterfront escape, or potential income-producing rental, this property delivers an exceptional, hard-to-find combination of direct Gulf boating access, true single-level interior living, and high-elevation safety. This inviting 3-bedroom, 2-bath home features a bright, open floor plan, beautifully updated kitchen and bathrooms, and a spacious enclosed Florida room overlooking the canal; the perfect setting for morning coffee or evening entertaining. Value-packed and worry-free, this home boasts a brand new 2025 A/C system, providing immediate savings, maximum energy efficiency, and years of maintenance-free comfort for its next owner. Come discover an easier, more affordable way to enjoy Florida waterfront living!

4392 3rd Isle Dr, Hernando Beach

Listing courtesy of Preferred Property Associates,. Contact:

$440,000

3 Beds ⋅ 2 Baths ⋅ 2260321 MLS

DIRECT GULF ACCESS WATERFRONT LIVING featuring a OVERSIZE CORNER LOT with a NATURAL PRESERVE DIRECTLY ACROSS THE STREET and a REAR WESTERLY-FACING BACKYARD FOR BREATHTAKING SUNSETS. This 3 bedroom / 2 bath home is currently being used as an active vacation rental and will be sold TURNKEY with everything from the furniture to the cups and plate being included. Could you ask for anything more in a property? Designed for both everyday comfort and entertaining, this home features a bright, open floor plan with a spacious family room that flows seamlessly into the dining area and updated kitchen. The kitchen has been tastefully renovated with beautiful cabinetry, SOLID SURFACE COUNTERTOPS, and STAINLESS STEEL APPLIANCES. Durable VINYL AND LAMINATE FLOORING extends throughout the home, while large windows fill the living spaces with natural light and showcase the surrounding water and preserve views. The spacious primary suite and guest bedrooms provide comfortable accommodations, while both bathrooms have been thoughtfully updated. The primary bath features a stunning FLOOR-TO-CEILING CUSTOM TILE SHOWER WITH GLASS ENCLOSURE, and the guest bath offers an updated TUB/SHOWER COMBINATION WITH CUSTOM TILE SURROUNDS. Additional conveniences include an interior laundry room with utility sink and sliding glass doors with built-in blinds leading to the backyard waterfront. Outdoor living is what Hernando Beach is all about! Relax on the covered front porch overlooking the preserve, or enjoy the waterfront lifestyle from TWO OPEN CONCRETE PATIOS in the backyard. Boaters will appreciate the 61 FEET OF WATERFRONT , CONCRETE SEAWALL, 12' x 8' WOOD FLOATING DOCK, and DEEP WIDE CANAL WITH DIRECT GULF ACCESS through the area's scenic canal system, making it easy to spend your days fishing, boating, kayaking, paddleboarding, or watching breathtaking sunsets on the Gulf of Mexico. Additional updates include a NEW ROOF (2020), A/C (2024), and WATER HEATER (2018), providing peace of mind for years to come. The property also features an OVERSIZED partially fenced in yard with plenty of room for a FUTURE POOL as well as plenty of parking for your boat, RV, and jet skis. Located in the heart of HERNANDO BEACH, this home is in a GOLF CART-FRIENDLY COMMUNITY with NO HOA, NO CDD FEES, and SHORT-TERM RENTALS ALLOWED, making it an outstanding opportunity for a primary residence, vacation home, or investment property. Residents enjoy quick access to waterfront restaurants, marinas, public boat ramps, and the crystal-clear waters of Weeki Wachee Springs, while shopping, dining, hospitals, and everyday conveniences are just minutes away. With the Suncoast Parkway nearby, commuting to Tampa, St. Petersburg, Clearwater, and Tampa International Airport are quick and convenient. Experience the best of Florida's NATURE COAST, where every day feels like a vacation. Whether you're searching for exceptional boating access, outstanding fishing, or a peaceful waterfront retreat, this move-in-ready home offers the lifestyle you've been dreaming of.

3478 Companero Entra, Hernando Beach

Listing courtesy of Hill Point Realty Inc. Contact:

$450,000

3 Beds ⋅ 3 Baths ⋅ 2260045 MLS

COASTAL WATERFRONT LIVING AT ITS BEST !! Welcome to this beautifully updated 3 BEDROOM, 3 FULL BATH canal-front home with SEAWALL and PRIVATE BOAT RAMP in the highly sought-after waterfront community of HERNANDO BEACH. Offering GULF ACCESS VIA THE COMMUNITY BOAT LIFT, this home is perfect for boating enthusiasts, anglers, and anyone looking to embrace the Florida coastal lifestyle. From the moment you arrive, you'll appreciate the GREAT CURB APPEAL, DOUBLE DRIVEWAY, decorative STONE SHUTTER ACCENTS, and additional CARPORT for extra parking. Inside, the OPEN GREAT ROOM FLOOR PLAN is filled with natural light and showcases beautiful CANAL VIEWS, creating a warm and inviting space for everyday living and entertaining. The updated kitchen features QUARTZ COUNTERTOPS, crisp WHITE CABINETRY, STAINLESS STEEL APPLIANCES, and TILE FLOORING. The kitchen flows seamlessly into the family and dining areas, where THREE FRENCH DOORS open to the spacious COVERED BACK PORCH, offering peaceful water views and the perfect place to enjoy your morning coffee. The upper level features a spacious PRIMARY SUITE with LAMINATE FLOORING, a WALK-IN CLOSET, and a beautifully updated ENSUITE BATHROOM showcasing a CUSTOM FLOOR-TO-CEILING TILED SHOWER Primary Bedroom also has access to 2nd Bath with TUB/SHOWER combination . A second bedroom and an updated full guest bath with a TUB/SHOWER COMBINATION and washer/dryer hookup complete this level. The lower level provides excellent flexibility with a large THIRD BEDROOM, an updated THIRD FULL BATH featuring custom tile, a convenient LAUNDRY AREA, and direct access to the ONE-CAR GARAGE with additional storage space. Step outside to your private backyard oasis where you'll find a WOOD FLOATING DOCK, PRIVATE BOAT RAMP, FENCED YARD, and plenty of room to enjoy waterfront living. Whether you're launching your boat, kayaking through the canals, fishing from your dock, or simply relaxing, this property offers the best of Florida's Nature Coast lifestyle. THIS HOME CAN BE SOLD FURNISHED. For added peace of mind, the seller has obtained insurance quotes with estimated homeowners insurance of approximately 2,978 per year and flood insurance of approximately 2,862 per year, providing valuable cost information for prospective buyers. Located in the desirable waterfront community of HERNANDO BEACH, residents enjoy a relaxed coastal atmosphere with easy access to the Gulf, waterfront restaurants, marinas, fishing, scalloping, kayaking, paddleboarding, and boating adventures. The community is well known for its laid-back lifestyle and easy access to Weeki Wachee Springs, Pine Island Beach, shopping, dining, medical facilities, and the Suncoast Parkway for a convenient commute to Tampa. HERNANDO BEACH is also a GOLF CART-FRIENDLY COMMUNITY. GOLF-CART can be included with a reasonable offer, making it easy to explore local restaurants, parks, and waterfront attractions while enjoying everything Florida's beautiful Adventure Coast has to offer.

3250 Rose Arbor Dr, Hernando Beach

Listing courtesy of Hill Point Realty Inc. Contact:

$425,000

4 Beds ⋅ 2 Baths ⋅ 2259366 MLS

PRICE IMPROVEMENT TO 425,000... TURNKEY WATERFRONT COTTAGE WITH ATTRACTIVE INSURANCE QUOTES & INSURANCE INSPECTIONS ALREADY COMPLETED! Opportunities like this don't come along often in Hernando Beach. Welcome to 3294 Gardenia Dr., a charming coastal cottage-style waterfront home in Hernando Beach Middle where boating, fishing, golf cart rides, waterfront restaurants & the laid-back Nature Coast lifestyle become part of everyday living. Located on a canal with saltwater access to the Gulf through the nearby community boat lift, this home offers the waterfront lifestyle buyers dream about without the direct Gulf access price. Being sold TURNKEY, meaning the furniture, TVs, linens, kitchen items & much more are included, you can simply unlock the door & start enjoying your new home, making it ideal as a full-time residence, vacation getaway or investment property. To help simplify the insurance process for buyers, insurance 4-Point & Wind Mitigation Inspections have already been completed, along with a current primary residence homeowners & wind insurance quote of approximately 2,805 per year & a current primary residence flood insurance quote of approximately 2,269.05 per year. The open floor plan features the kitchen, dining & living areas flowing together with wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar & beautiful wood beam ceilings that add warmth & coastal charm. The home is advertised as a 4-bedroom layout with the main-level primary-style room measuring approximately 13x14 featuring an attached bathroom & private screened porch with all-new screening & vinyl windows (please note this room does not have a closet). Upstairs are 3 additional bedrooms & a guest bathroom, including an oversized 20x12 bedroom with a walk-in closet, room for a sitting area & its own private balcony. The laundry room includes a 2022 GE full-size stackable washer & dryer. Outside, enjoy a chain-link fenced backyard, seawall, knee wall with steps leading to the floating dock & plenty of room to create your own outdoor retreat with a pool, gazebo, summer kitchen or fire pit. A downstairs screened porch offers the perfect place to relax after a day on the water, while the oversized 29x27 garage provides exceptional storage for vehicles, kayaks, paddleboards, fishing gear & all your waterfront toys. Important updates include a 2020 HVAC system & a 2018 dimensional roof. Hernando Beach is one of Florida's hidden gems, known for its boating lifestyle, beautiful sunsets, abundant wildlife, local restaurants & small-town coastal atmosphere. Offered at 425,000, this fully turnkey waterfront home combines exceptional value, attractive insurance quotes, completed insurance inspections & the relaxed coastal lifestyle buyers are searching for.

3294 Gardenia Dr, Hernando Beach

Listing courtesy of REMAX Alliance Group. Contact:

$445,900

2 Beds ⋅ 3 Baths ⋅ 2259234 MLS

AFFORDABLE WATERFRONT LIVING WITH BEAUTIFUL SUNSET VIEWS--FULLY TURNKEY! Welcome to this beautifully furnished, completely turnkey waterfront home in Hernando Beach! This 2 Bedroom, 2 Bathroom Home with a 2 Car Garage plus Carport sits on a spacious 7,300 Sq. Ft. waterfront lot with western rear exposure, offering beautiful sunset views & room to create your own backyard oasis. Sold completely TURNKEY with furniture, furnishings, décor, kitchenware, bedding & more--just bring your clothes & start enjoying Florida living! Inside, the open floor plan features new vinyl flooring, crown molding & a charming bay window in the Living Room. The remodeled coastal Kitchen offers quartz countertops, two-tone cabinetry, breakfast bar, built-in pantry, under-mount sink & a window overlooking the waterfront & western sunsets, while a wood-plank ceiling & built-in hutch add warmth & character. The Primary Bedroom features a plank accent wall, grasscloth wallpaper, walk-in closet, large additional closet, adjustable king-size bed, large mounted TV & an updated private Bathroom with a beautifully tiled walk-in shower featuring built-in tiled shelves. The second Bedroom offers its own walk-in closet & direct access to the Guest Bathroom. The enclosed upper Florida Room is the perfect place for morning coffee, afternoon relaxation or an evening glass of wine while watching the sunset. The lower level offers an additional 33' x 12' Florida Room, providing flexible space for entertaining, a game room, hobby area, home office or additional dining space. The washer, dryer & water heater are conveniently located on this level. The 2 Car Garage includes workshop space with room for tools, storage & waterfront toys. Outside, enjoy pavered front & rear areas, mature palm trees, a white vinyl-fenced backyard & waterfront dock with swimming ladder. Recent updates include a NEW ROOF to be installed prior to closing, 2019 HVAC, 2020 water heater, 2020 appliances, flat roof sealed in 2024, new vinyl flooring, remodeled coastal Kitchen & updated Bathrooms. Prior 4-point & wind mitigation inspections have been completed, with reports available for review. Current insurance estimates for a primary residence are approximately 2,936 per year for homeowners & wind insurance plus 1,135.05 per year for flood insurance. Enjoy boating, fishing, kayaking, scalloping, nature trails, wildlife, waterfront restaurants & Gulf access through the nearby community boat lift. Whether you're looking for a full-time home, seasonal getaway, weekend retreat or investment property, this home offers an incredible opportunity to enjoy the Florida waterfront lifestyle. Fully furnished. Waterfront. Sunset views. Room for a pool. New roof before closing.

3347 Oleander Dr, Hernando Beach

Listing courtesy of REMAX Alliance Group. Contact:

$450,000

2 Beds ⋅ 2 Baths ⋅ 2258972 MLS

Live minutes from the water in Hernando Beach without the waterfront price tag. This is your opportunity to own in one of the area's most desirable coastal communities. Welcome to Hernando Beach living, where location, lifestyle, and value come together. Situated just minutes from the water, this property offers the perfect opportunity to enjoy the coastal lifestyle without the premium price point of direct Gulf-front homes. From the moment you arrive, the home presents a clean and inviting exterior, complemented by its proximity to the canal and surrounding waterfront community. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this property delivers flexibility and potential in one of Hernando Beach's most desirable areas. The roof was replaced in 2025, offering added peace of mind, and the current flood insurance policy is transferable, providing potential savings and added convenience for the future owner. Inside, the home features a functional layout with comfortable living spaces designed for everyday living and entertaining. The kitchen offers ample cabinetry and workspace, flowing naturally into the main living and dining areas to create an open and practical feel. Natural light fills the home, enhancing the overall sense of space and livability. The primary bedroom provides a private retreat, while additional bedrooms offer space for guests, family, or a home office setup. Bathrooms are well-positioned and serve the home efficiently. Step outside and enjoy the surrounding coastal environment, where boating, fishing, and waterfront dining are all just minutes away. With easy access to marinas, local restaurants, and the Gulf, this location is ideal for those looking to embrace the Florida lifestyle. Whether you're searching for your next home or a smart investment in a growing waterfront community, this property offers a strong combination of location, value, and opportunity. Seller may consider Bitcoin (BTC), Ethereum (ETH), or USDC, subject to conversion to U.S. Dollars at closing and standard Florida title and escrow requirements.

4069 Gulfview Dr, Hernando Beach

Listing courtesy of Coldwell Banker Weaver Group Realty. Contact:

$450,000

2251262 MLS

LOCATION * LOCATION * LOCATION! Magnificent Waterfront Property Opportunity located in Hernando Beach, FL! This stunning Lot sits elegantly on a ready-to-go, buildable prime site, perfectly situated at the end of the cul-de-sac, SOUTH AND WEST VIEWS on deep water main canal with DIRECT GULF ACCESS + 9301 sqft to build your dream Waterfront Paradise with 149 ft of waterfront corner, concrete seawall, knee wall and steps already in place! Plenty of room for your boat, boat lift, jet skis, floating dock and other waterfront toys! Save Marina fees and keep your toys close. NO HOA Impact fees on lot 8 are already paid! Convenience is at your doorstep, with this location just minutes from the world famous Weeki Wachee Springs and Weeki Wachee River - home of the Mermaids - in addition to a variety of local restaurants, retail shopping and the proximity to two major airports Tampa and Orlando, ensures ease of travel. Don't miss this chance to transform your vision into reality in this exceptional, one-of-a-kind waterfront property. Waterfront vacant land of this size and location does not come along very often. Need more land - Lot 7 is also available! Stop dreaming and start living in the FL lifestyle today!

Lot 8 6th Isle, Hernando Beach

Listing courtesy of Tropic Shores Realty LLC. Contact:

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All listings featuring the RAPB + GFLR logo are provided by the Realtors® of the Palm Beaches and Greater Fort Lauderdale, Inc. and BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2019 Realtors® of the Palm Beaches and Greater Fort Lauderdale Inc. and BeachesMLS, Inc.